Useful tips

Can salary account apply for credit card?

Can salary account apply for credit card?

Applicant should either be self-employed or salaried person. He should have a regular source of income. Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month.

Can 18 year old apply for credit card?

Age – You will need to be minimum 18 years of age to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. Anyone meeting this criteria becomes eligible for a Credit Card. Income – Each bank has a specified minimum income set by them as an eligibility criteria.

Which bank credit card is best for low income?

Top Low Income Credit Cards

Credit Card Variant Annual Fee Category
YES Bank Prosperity Reward Plus Credit Card Rs.0 Rewards
ICICI Platinum Chip Credit Card Rs.0 Lifestyle
MakeMyTrip ICICI Bank Platinum Credit Card Rs.0 Travel
SimplyCLICK SBI Card Rs.499 Online Shopping

Can I get credit card with one month salary slip?

Yes, customers can apply for a credit card without submitting a salary slip. In its place they can submit Income Tax Return acknowledgement.

Can a 17 year old get a credit card?

Teens can begin building credit at a young age by becoming authorized users on their parents’ credit cards. At 18, teens can apply for a credit card in their own name. The best teen credit cards have low credit requirements and keep costs to a minimum.

Can I get credit card with 5000 salary?

Once your salary is AED 5,000 or above, you can consider the following credit cards with AED 5,000 minimum salary requirement: Emirates NBD Lulu Mastercard Titanium Credit Card. Emirates NBD U By Emaar Family Credit Card.

What is the minimum income to get a credit card?

If you’re applying for an unsecured credit card from a major issuer, you’ll likely have to meet a minimum income requirement — usually $10,000 or $12,000 per year. If your income is too low, or you’re carrying too much debt, your application might be rejected.

How to unblock a HDFC credit card?

To unblock or re-activate your HDFC credit card, call the helpline number of the bank and raise a request for the same. The unblocking option cannot be availed online through net banking.

How to check HDFC credit card application status online?

How to Check HDFC Credit Card Application Status? Click on the direct link- You will get directed to the page ‘Track your Credit Card.’ The page displays different boxes, i.e., Application Reference Number, Application Form Number, Date of Birth and Mobile Number.

How to cancel a HDFC credit card?


  • Carholders can download the Credit Card Closure Form from and fill it up.
  • the cardholder should cut the concerned credit card diagonally.
  • Is HDFC issued credit card against FD?

    HDFC like any other bank also issue credit cards based on FD and they are the leader in credit card industry in India having the maximum market share both in volume of cards and also in amount of transactions. Most of HDFC Credit cards can be obtained based on FD including premium cards like HDFC Regalia if you have FD of approx 4L or so.