What credit card can you get with a 640 score?

The best credit card for a 640 credit score is the Capital One Platinum Credit Card because it has a $0 annual fee and reports monthly to the three major credit bureaus. A 640 credit score is fair credit, and people with fair credit usually have high approval odds for starter credit cards such as Capital One Platinum.

Can I get a credit card with a 530 credit score?

Credit Cards for a 530 Credit Score The one thing anyone with a 530 credit score should do is open a secured credit card. Even if you don’t use it to make purchases, a secured card can help improve your score by adding positive info to credit report on a monthly basis. It won’t give you an emergency loan, though.

Does Zales approve bad credit?

Approval Requirements & Application Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

How are points earned on bank of Oklahoma credit card?

4 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle.

Which is the best credit card to redeem points?

Benefits. Unlike cards tied to a specific airline or hotel brand, you can redeem rewards from the Chase Sapphire Preferred® Card in many ways. You earn 2 points per $1 spent on dining and travel and 1 point per $1 spent on everything else. Points are worth 25% more when you use them to book travel through Chase Ultimate Rewards®,…

When do you get 100K points on a credit card?

Ink Business Preferred® Credit Card Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®

Which is the best credit card for travel rewards?

Wells Fargo Propel American Express® card: Best for Travel rewards — no annual fee. Blue Cash Preferred® Card from American Express: Best for Cash back — families (groceries, gas, commuting, streaming) Bank of America® Premium Rewards® credit card: Best for Relationship rewards.